Weigh In Wednesday

I didn't post one of these last week because I didn't have a great weigh-in. That kind of breaks the rules -- so this week I'm being more accountable.

In the comments share your successes and challenges for the week.

One of my challenges is when I have free time, not completely wasting it, say on playing Freecell. I rarely have time just to myself and so I end up staying up way too late just so I can de-stress. I either watch stupid movies or play Freecell on the computer while watching stupid movies. I think my life runs much better when I get enough sleep but it's a challenge. What are some of your techniques for getting more sleep? (And techniques for getting a toddler who started waking up in the middle of the night to stop?)

Favorite Memories of Pres. Hinckley

I was at my sister and brother-in-law's house last night playing Settlers of Katan (great game), and my nephew Alika got a text message that President Hinckley died. Being the ball-baby that I am, I cried. I loved President Hinckley! Who didn't? I always felt better after hearing one of his talks. I will never forget when they did the Hosannah shout while dedicating the new Conference Center, and seeing President Hinckley choke up with emotion. I will miss him sorely. What are your memories and thoughts?

Quote from GBH:

"What I am suggesting is that we have had missing from our society a buoyant spirit of optimism. What I am asking is that we turn from the negativism that so permeates our culture and look for the remarkable good in the land and times in which we live; that we speak of one another's virtues more than we speak of one another's faults; that optimism replace pessimism; that uncertainty and worry be pushed aside by an enduring feeling of hope."

Well, dear sisters, I have fallen off the wagon and it is not even the end of January. Last night, after feeling terrible for the past few days with a bad cold, I sent Nate to the store for treats: (1) a bag of Sweets candy, (2) Pepperidge Farms double chocolate cookies and (3) a chocolate milkshake. Then I went to bed. When he got home, I ate the candy and milkshake (he got the wrong cookies) and it made me feel much better!! Of course, today, I am feeling guilty. So, I have vowed, once again, to do better next week. B.J. has promised to come be my trainer one day next week so I hope to be a great exerciser. Last week I was in Houston and had barbecue at almost every meal (stinkin' Texans) so I am also going to eat more vegetables.

Nate and I have worked very hard to have a better date night each month. Tonight is our night and I am looking forward to it. We have been a bit disconnected this past year so our dates are helping us get back on the same path. We also have a date night once a month with the girls. Last week Sarah and I went and saw National Treasure and Nathan and Grace went shopping. Yep, the girls get to choose what we do. It actually is very fun and the girls look forward to it every month. It is nice to spend time with each of them one on one. We plan to add the boys after they turn 3.

Well, finally, please give me any tips you have for potty-training. Ty is still terrified of the toilet and screams and tries to get away whenever I put him on it. Steve will sit there, but that's about it. So -- any tips?

Cousins Welcome!

Jillster, this post is for you. You are a sista in almost every sense of the word. You are of course more than welcome to this site. I can add you as a writer, if you'd like. You are always the first to offer assistance in times of need, like when our dad had heart surgery. You are a credit to your mother and our nearly perfect grandmother. I think I'm my ward's "Aunt Norma." Every time I think I'm getting out of primary, they pull me back in. I am now the nursery leader. On top of that, I'm the neighborhood's babysitter. I probably watch kids two to three times a week for other women. But I think of your mom and persevere. I don't know how she's watched children for all of these years. And she always seemed to have a smile and caring way about her. And every time I hear primary songs, I tear up, just like your mom always did when she was the song leader. I wonder if Aunt Norma ever made it through a song without crying. She holds a very tender spot in my heart. At any rate, Jill, welcome, and invite your sisters or whoever else you think is a sister at heart.

My check in

Hey Sisters,
I finally got around to contributing to this awesome blog. First off, kudos to the creator.
Well, lets see. Me, Wayne, and Jeff are on the team for the spudman so my goal is to be in GREAT shape for it. My motto is "If I am prepared I won't fear." It seems that the case with me and the Spudman is my intense fear of getting kicked or drowned while in the snake river. I am on the lookour for a cheap but great wettsuit and I will be in great shape so that I can beat 19 min. So far I have worked out once....for about 20 min. uh.... I am going to do better once I get my classwork under control. This is my last semester, you know, and it isn't the easiest one. In fact it could be my hardest. So what I want to eventually do is like 2 weight workouts to get my muscles toned and 3 swim workouts per week. I haven't even thought of getting my eating habits under control. well to a point. Me and Jeff have our own sort of budget. We are not as good as Mary, but I do like that envelope idea. That keeps it more visual and I can keep up with what I am spending. We each have our own personal money which I use on food and dr.peppers. My dr.pepper addiction has gone up in the recent months, but I blame that on my job. Too much stress and you just have to have some caffeine.
My one big goal this year is to build some more self confidence. I tell you what, it is way to easy for me to get down on myself. Recently me and Jeff were called to move wards (they didn't like my sleeping in sunday school all the time) and with the ward move they always ask what your talents or hobbies are. I hate when I feel like I come up short. So I don't intend this blog to be like a "help build my self-esteem", but more of like a post to ask what you guys do to keep yourself out of the dumps during winter or any other time. It just seems like I don't develop myself enough. Do you ever feel that in your life you haven't accomplished much? Now I know all of you probably haven't felt that way, because I all my sisters have accomplished so much and I really look up to all of you. You are my inspiration and my hope that someday I will turn out half as great as you.
So let's hear it for the upbeats and staying positive of what we are getting done and what we are accomplishing.

Yes, I am a Dave Ramsey fan.

We have been talking a lot about physical fitness but here is a little post about financial fitness.

First, meet Dave:

Dave Ramsey is a call-in AM radio host/financial adviser. You can listen to his show online or listen to his archives here: http://www.daveramsey.com/radio/home/. People call in to ask questions about getting out of debt and investing. On Fridays, the show tries to feature people that have recently gotten completely out of debt and they get to scream, “I’m debt free!” over the airwaves. It can be pretty emotional and pretty inspiring.

Dave can get pretty extreme though and he doesn’t believe in credit at all, though he thinks it’s okay to get a mortgage for your house if you must. He advocates that you cut up all of your credit cards and only pay cash for cars. I don’t agree with all of his politics – he’s mostly anti income tax and anti social programs – but he makes a convincing argument for taking personal responsibility for your financial health and making choices that enable you to win. Anybody can do better if they follow his “Baby Steps.” I got his book, The Total Money Makeover for Christmas and I’ve been reading it up. So here are the Baby Steps.

1. Quickly save up a $1000 emergency fund. This fund is truly for emergencies.
2. Pay off all debt, except your mortgage, using the Debt Snowball. The Debt Snowball is listing your debts from smallest to largest and start with the small, pay it off and add what you were paying to the next largest debt and so on till it is all paid off.
3. Save up 3 to 6 months of expenses in savings for a full emergency fund.
4. Invest 15% of household income into Roth IRAs and pre-tax retirement.
5. College funding for children.
6. Pay off home early.
7. Build wealth and give! Invest in mutual funds and real estate.

To keep from needing the emergency fund for non-emergency things like groceries, you need to budget. At the beginning of the month, create a budget with and include exactly what you will be spending for the month, not an ideal month, or an average month, but anticipate exactly what you’ll need for the month and budget it in. I have even started getting out the grocery and eating out money in cash and keeping them in envelopes at home. This insures I stay within my budget.

Here are some blogs I like to read about personal finance and living frugally:

http://www.getrichslowly.org/blog/

http://www.thesimpledollar.com/

Mother Excuse

I'm in danger of falling back on the mother excuse. You know what it is: my kids need me today, therefore, no running and must eat McDonald's. Not only am I an emotional eater, I'm a "mother" eater and exerciser. I was talking with Kulani about this phenomenon. When you work out as a mother, if you don't do it early in the morning or during a time that doesn't impede on your mothering time, you sometimes feel guilty. Nohea is not the best sleeper, and I need to get work done in the morning, so morning runs are out. And so I take advantage of the Gold's Gym daycare. I tried running with the girls in the stroller the other night at our local rec. center, but they only lasted one mile before they broke down whining. And it seemed the nearby mental hospital patients were all at the track last night, so I didn't really want to leave them alone while I finished my run. Ugh! To make matters worse, this cold, cold air (under 20 degrees last night) is sapping my will to live, let alone my desire to exercise. So to make us "feel" better, we went out to Mexican last night. I'm afraid to step on the scale. But I will, tomorrow. Kulani and I have a date for the gym tonight, and I can't wait. Mary, good job on your good week. Can anyone relate to my "bad" week? But I did run 8 miles on Saturday, and I felt good nearly the whole time, especially since we watched some seriously dumb movies in the cardio-theater room: Stomp the Yard and Blue Surfer, or something like.